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FinanceTools

Loan Repayment Calculator

Calculate your monthly loan payments and total interest cost

Live Calculator

Loan Details

Personal & Auto Loan Estimator

$

Tip: Increasing your monthly payment by even $50 can significantly reduce the "Total Interest" shown on the right.

Enter loan details to calculate your repayment plan

About the Loan Repayment Calculator

The Loan Repayment Calculator helps you estimate your monthly loan payments, total interest paid, and overall loan cost based on the loan amount, interest rate, and repayment period.

This calculator uses standard amortization formulas to break down how each payment is split between principal and interest. It allows you to better understand the true cost of borrowing before committing to a loan.

Whether you are planning a personal loan, auto loan, student loan, or mortgage, this tool gives you a clear and instant estimate without requiring registration or personal data.

What this calculator helps you with

  • Calculate your monthly loan repayment amount
  • Estimate total interest paid over the loan term
  • Understand the true cost of a loan
  • Compare different loan terms and interest rates
  • Plan your finances before borrowing

This loan repayment calculator is for educational and planning purposes only. Actual loan terms may vary based on lender policies and credit profile.

Quick Guide

  • 1. Enter your base values in the fields above.
  • 2. Adjust interest rates or terms to see live changes.
  • 3. Review the charts to visualize your growth.

Results are estimates based on standard financial algorithms.

Common Questions

Everything you need to know about this calculator and the math behind it.

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